Loan Credit Analyst
Loan Credit Analyst611
Applications
611
Applications
Mumbai
Full-Time
Junior: 1 to 3 years
₹ 10K - ₹ 30K (Per Month)
About the Job
Skills
loan login process
Loan Servicing
Financial Analysis
We are looking for a professional Credit Analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.
- Assess creditworthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
- Complete ratio, trend and cash flows analyses and create projections
- Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
- Determine in depth the degree of risk involved
- Carefully analyse data and produce clear and objective reports
- Routinely monitor loans for compliance
- Adhere to credit policy and guidelines
- Monitor corporate portfolio asset quality on an ongoing basis
- Draft models of credit information that predict trends and patterns
- Assess creditworthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
- Complete ratio, trend and cash flows analyses and create projections
- Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
- Determine in depth the degree of risk involved
- Carefully analyse data and produce clear and objective reports
- Routinely monitor loans for compliance
- Adhere to credit policy and guidelines
- Monitor corporate portfolio asset quality on an ongoing basis
- Draft models of credit information that predict trends and patterns
- Proven working experience as a credit analyst
- Proficiency in statistical packages and financial software
- Up to date with legal, compliance and market risk related issues
- Ability to analyze cash flows, leverage, collateral and customer strength
- Strong communication and presentation skills
- Sound judgement
- BS degree in Business, Statistics or related field
- Proven working experience as a credit analyst
- Proficiency in statistical packages and financial software
- Up to date with legal, compliance and market risk related issues
- Ability to analyze cash flows, leverage, collateral and customer strength
- Strong communication and presentation skills
- Sound judgement
- BS degree in Business, Statistics or related field
About the company
Vibgyor Advisors is a first-generation firm focusing on financial services. It works across various segments of financial services and provides a wide range of services to its esteemed clients. We believe in excellence in everything that we do. We have a knack for providing solutions that are valuable and of enduring and sustainable nature, besides being of the highest quality to the client.
Vibgyor Advisors is a first-generation firm focusing on financial services. It works across various segments of financial services and provides a wide range of services to its esteemed clients. We believe in excellence in everything that we do. We have a knack for providing solutions that are valuable and of enduring and sustainable nature, besides being of the highest quality to the client.
Industry
Financial Services
Company Size
11-50 Employees
Headquarter
Mumbai
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