Credit Analyst
Credit Analyst208
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About the Job
Skills
Company Overview
Sure Solutions is a reputable placement consultant that specializes in providing high-quality candidates to various industries. With a strong presence in Mumbai, we have established ourselves as a trusted and reliable partner in talent acquisition.
Job Overview
We are looking for a talented Credit Analyst. As a Credit Analyst, you will be responsible for assessing the creditworthiness of potential clients, analyzing financial data, and making recommendations regarding credit limits and terms. This is a mid-level position requiring 4 to 6 years of experience in credit analysis.
Qualifications and Skills
- Bachelor's degree in finance, accounting, or a related field
- 4 to 6 years of experience in credit analysis or a similar role
- Strong analytical and problem-solving skills
- Sound knowledge of financial statements and credit assessment techniques
- Excellent communication and interpersonal skills
- Ability to work independently and meet tight deadlines
- Attention to detail and high level of accuracy
- Should have atleast 2+ years of experience in Business loans
Roles and Responsibilities
· Evaluating the financial position of clients by reviewing data, including financial ratios, with a view to automating the process
· A Credit Analyst would also be responsible for closing deals with lenders and borrowers. It would have sales approach of closing the deal including follow up for sanctions and then disbursal.
· Analyzing clients’ credit data and financial statements, Bank statements in order to determine loan eligibility.
· Review credit applications and perform credit checks.
· Keeping credit files and clients’ information up to date by completing documentation, preparing detailed reports, and maintaining detailed records.
· Checking of documents & follow up with borrowers for submission of documents.
· Ensuring that documents are consistent and uphold the Lender’s standards.
· Follow up and reviewing KYC documentation and identify efficient ways to acquire, test, and normalize data
· Check financial accuracy and perform key ratio analysis
· Interaction with borrowers for understanding their Debt requirement.
· Interaction with lenders for understanding their in-detail policy parameters, qualifying the loan applications, following up on the applications in progress with a successful closure mindset.
· Sales-driven approach for achieving higher sanctions & disbursement targets.
About the company
Industry
Gems & Jewellery, Chemica...
Company Size
2-10 Employees
Headquarter
Mumbai
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