Responsibilities of the Credit Associate :

• Analyze data to better understand potential risks, concerns and outcomes of decisions
• Create reports, summaries, presentations and process documents to display results
• Conduct detailed credit due diligences
• Collaborate with other team members to effectively analyze and present data.
• Seek, analyze, and structure data provided by the team
• Monitor internal and external data points that may affect the risk level of a decision
• Ability to manage tasks and activities in a timely manner and be responsible for specific outcomes. 
• Making sure completion of Credit/KYC documents and verification are done
• Other duties as required to assist business unit and company goals.
• Recommend changes to process to achieve greater efficiency.
• Ensuring credit policy adherence to the accepted standard. 

Requirements of the Credit Associate :

• BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject. 
• Previous 2+ Yrs of experience in Credit and Underwriting. 
• Previous NBFC or Banking Experience is required.
• Good experience on Credit process, CIBIL check and credit reports
• Good knowledge of Secured and Unsecured Loans
• Previous experience in KYC, GST, Banking and MSME Loans is preferable. 
• Possess a good eye for detail and have demonstrated ability to work under pressure.
• Have excellent report writing skills
• Be as ambitious as we are, and hence be willing to go out of her / his way to burn the midnight oil to meet targets and deadlines