TOP IT MNC

Job Overview

We are looking for a Commercial Underwriter at our Chennai location. This is a full-time, mid-level position requiring 4 to 6 years of experience. The ideal candidate will be responsible for assessing risks, conducting financial analysis, and ensuring regulatory compliance within the Human Resources Services industry.

Qualifications and Skills

• Risk assessment (Mandatory skill): Proven expertise in evaluating potential risks associated with underwriting policies.
• Financial analysis (Mandatory skill): Strong background in analyzing financial statements to make informed underwriting decisions.
• Regulatory compliance (Mandatory skill): Ensuring all underwriting activities adhere to industry regulations and company policies.
• Negotiation skills: Exceptional ability to negotiate terms and conditions of underwriting contracts effectively.
• Contract management: Experience in managing and reviewing contract agreements to ensure they meet company standards.
• Market research: Ability to conduct and utilize market research to improve underwriting processes and decisions.
• Business development: Skills in identifying and developing new business opportunities to expand the underwriting portfolio.
• Customer relationship management: Proficient in maintaining and enhancing relationships with clients and stakeholders.

Roles and Responsibilities

• Assess and evaluate risks associated with underwriting applications, ensuring all criteria meet company and regulatory standards.
• Conduct thorough financial analyses of applicant information to make informed underwriting decisions.
• Ensure compliance with relevant regulations and company policies during the underwriting process.
• Negotiate underwriting terms and conditions with clients and stakeholders effectively.
• Manage contract agreements, ensuring all terms align with company standards and policies.
• Utilize market research to optimize underwriting processes and decision-making.
• Identify and develop new business opportunities to expand the company's underwriting portfolio.
• Maintain and enhance relationships with existing clients and stakeholders to foster business growth.