Associate Director Credit Risk Analytics

Bangalore, Karnataka, India

Full-time

Company Description

About Us

Meet slice - the simplest way to pay! ⚡

We are a one-stop payment app for all your spending needs. Our goal is to make money management simpler & faster for you. We provide an easy & transparent app to help our members transact seamlessly using card or UPI and manage all their spends at one place. We have 12Mn+ registered members with an average age of 27, making us a market leader for the Gen-Z and millennials. 💪

Oh, btw, our users get up to 2% cashback on all card spends and enjoy new offers every week with spark. They can also scan & pay in a flash and easily send money to friends using slice UPI. 💥

We are backed by leading investors such as Tiger Global, Insight partners, Advent International, Blume Ventures, and Gunosy Capital.🖖

We believe in equality. Period.

At slice, we are committed to building a diverse and talented workforce. We never discriminate on the basis of race, sex, religion, colour, national origin, gender, gender identity, sexual orientation, age, marital status, veteran status, medical condition, disability, or any other class or characteristic protected by the applicable law.

We consider all qualified job-seekers with criminal histories in a manner consistent with the applicable law. Additionally, we are committed to providing reasonable accommodations to qualified individuals with physical or mental disabilities in order to participate in the job application or interview process, perform essential job functions, and receive other benefits and privileges of employment.

Come join our crew!

Job Description

About Team/ Role

As an Associate Director Credit Risk Analytics at slice, you will apply your strategic and analytical skills to solve complex analytical problems which will have a significant impact on the bottom line. As a key member of the team, you work closely with leadership to enable sustainable business growth through developing data-driven credit underwriting strategies. If you are a motivated credit risk leader who is passionate about driving results, managing a team and has a creative approach to solve a problem then we would like to meet you!

Responsibilities:

●   Develop credit risk strategies that will drive growth, profitability and competitive success for slice in the face of shifting consumer and regulatory demands

●   Manage and develop 2-5 analysts. Coaching and mentoring associates with the goal of developing and retaining talent 

●   Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating credit policies & risk models, and testing hypotheses using rigorous monitoring and analysis

Qualifications

Minimum Qualifications:

●   7-10 years experience in credit risk analytics

●   2+ years experience in people management

●   Tier 1 college graduates

●   Experience with basic analytical techniques (decision tree, regression, RF) and scripting languages (such as SQL, Python)

Preferred Qualifications:

●   Strong business judgment, leadership and integrity

●   Tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business

●   Ability to build and leverage the capabilities of a high-performing team

●   Impeccable written and oral communication, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills

Additional Information

Life at slice

Life so good, you’d think we’re kidding:

Competitive salaries. Period. 

An extensive medical insurance that looks out for our employees & their dependants. We’ll love you and take care of you, our promise. 

Flexible working hours. Just don’t call us at 3AM, we like our sleep schedule. 

Tailored vacation & leave policies so that you enjoy every important moment in your life.   

A reward system that celebrates hard work and milestones throughout the year. Expect a gift coming your way anytime you kill it here.  

Learning and upskilling opportunities. Seriously, not kidding. 

Good food, games, and a cool office to make you feel like home. An environment so good, you’ll forget the term “colleagues can’t be your friends”.