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Credit Analyst

Mumbai
Full-Time
Junior (1 to 3 years)
Posted on Nov 02 2022

Not Accepting Applications

About the Job

Skills

About LenDenClub

LenDenClub is a leading peer-to-peer lending platform that provides an alternate investment opportunity to investors or lenders looking for high returns with creditworthy borrowers looking for short term personal loans. With 2 million+ investors on board, LenDenClub has become a go-to platform to earn returns in the range of 10%-12%. LenDenClub offers investors a convenient medium to browse thousands of borrower profiles to achieve better returns than traditional asset classes. Moreover, LenDenClub is safeguarded by market volatility and inflation.


LenDenClub provides a great way to diversify your investment portfolio. LenDenClub has recently raised US $10 million in a Series A round from an association of investors. With the new round of funding, LenDenClub is valued at more than US $51 million and now aims to scale up substantially, eyeing a 5X growth in disbursals in the next 18 months. It has already disbursed more than INR 2500 crore worth of loans in this fiscal alone. The fresh capital will be used in aggressive expansion, taking its loan book growth to $1 billion and upscaling the user-base to 10 million from the current 2.5 million by FY 2022-23. With LenDenClub being the only P2P player in India breaking market milestones constantly, it is now comparable with overseas giants like Zopa and LendingClub in the UK and US respectively, both of which have now transitioned to a well established digital bank. 

 

Why work at LenDenClub

LenDenClub is a certified great place to work. The certification comes from the Great Place to Work Institute, Inc, a globally renowned firm dedicated to evaluating companies for their employee satisfaction on the grounds of high trust and high-performance culture at workplaces. As a LenDenite, you will be a part of an enthusiastic and passionate group of individuals who own and love what they do. At LenDenClub we believe in creating leaders and with you coming on-board you get to work with complete freedom to chase your ultimate career goal without any inhibitions. 


Roles and Responsibilities

  • Credit analysis & underwriting of Digital personal & Business loans.
  • Understanding and working with credit scoring models.
  • Track borrower quality and approval matrix
  • Managing overall credit function.


Desired Skills

  • Knowledge in Credit Underwriting domain
  • Proficiency in English and Hindi is desired. Must have Excellent English writing skills.
  • Good Knowledge of MS Office(MS Excel and MS word)
  • You must be self-motivated individual with “Can do” attitude
  • Strong problem-solving skills and willingness to roll up one’s sleeves to get the job


How we’ll help you grow:

  • We bring the best mentors of the industry for our team to make sure that you are on the top of the learning curve.


About the company

LenDenClub is a leading Peer-to-Peer (P2P) Lending platform that provides an alternate investment opportunity to investors or lenders looking for high returns with creditworthy borrowers looking for short-term personal loans. With 2 million+ investors on board, LenDenClub has become a go-to platform to earn expected returns up to 10-12% p.a. LenDenClub’s FMPP plan provides returns up to 10-1 ...Show More

Industry

Financial Services

Company Size

51-200 Employees

Headquarter

Mumbai