Credit Manager
Credit Manager191
Applications
191
Applications
Lucknow
Full-Time
Mid-Level: 4 to 6 years
₹ 5L - ₹ 7L (Per Year)
Posted on Jul 06 2023
About the Job
Skills
Team Management
Communication
Risk Assessment
We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.
Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
- Research and evaluate clients’ creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company’s credit policies
- Research and evaluate clients’ creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company’s credit policies
About the company
ElasticRun is a B2B eCommerce platform for rural India
Opening up newer possibilities for brands to make their products available to rural consumers.
ElasticRun extends the reach of the brand's direct distribution networks to deep rural markets. It enables access to a set of net new stores and customers for the brands, which were not accessible through the traditional distribution networ ...Show More
ElasticRun is a B2B eCommerce platform for rural India
Opening up newer possibilities for brands to make their products available to rural consumers.
ElasticRun extends the reach of the brand's direct distribution networks to deep rural markets. It enables access to a set of net new stores and customers for the brands, which were not accessible through the traditional distribution networks. ElasticRun network helps eCommerce companies reach the customers in far flung rural areas through its crowdsourced logistics network. The rich transaction data generated on ElasticRun platform enables financial institutions to bring in a large number of rural stores as their SME customers. The same set of data further helps the brands to sharpen their marketing offerings to the rural markets.
The deep reach is made possible through the ElasticRun technology platform that enables a âno capexâ and âvariable costâ crowdsourced logistics network. Through its rural Kirana network, ElasticRun platform would channel trade, finance and data of $600 Bn consumption in India.
ElasticRun was founded by Sandeep Deshmukh, Shitiz Bansal and Saurabh Nigam in 2016. It is backed by multiple marquee investors.
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Industry
FMCG, E-commerce
Company Size
51-200 Employees
Headquarter
Pune
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