Job Title: Financial Analyst

Location: Ahmedabad

Company: Egniol Services Private Limited

Company Website: https://www.egniol.co.in/

Salary Range: Upto 6 LPA

About Us:

Egniol Services Private Limited is a leading provider of business solutions, cateringtostartups and established businesses alike. We offer a range of consulting and advisory services aimed at helping businesses establish themselves as respectedcorporate entities.

Position Overview: 

We are seeking a detail-oriented and analytical Financial Analyst to join our financeteam. The ideal candidate will play a crucial role in financial planning, analysis, andreporting, supporting our decision-making processes and strategic initiatives.

Key Responsibilities:

• -Analyze financial statements and ratios to assess borrower creditworthiness andfinancial health.
• - Review credit reportcredit report income, collateral, and repayment capacity to identify risks.
• - Conduct industry research to spot risks and trends affecting credit decisions.
• - Prepare concise reports with financial analysis and recommendations.
• - Monitor loan performance and borrower compliance to detect repayment issues.
• - Meet with bankers to build relationships and facilitate liaison.
• - Visit client units/offices to gain a deeper understanding of their business.
• - Prepare and submit required documentation to the bank.
• Address and resolve queries raised by bankers.

Preferable Experience:

• - Proficiency in credit analysis techniques, including Balance Sheet and P&L , cashflow and financial ratio analysis.
• - Basic knowledge of different loan products and services, including different types of structured finance products.
• - Strong risk assessment skills to structure loan transactions, analyse financial statements, credit history, and market trends for informed decision-making.