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Senior Commercial Banking Portfolio Manager

Bangalore
Full-Time
Senior: 7 to 14 years
12L - 19L (Per Year)
Posted on Nov 07 2024

About the Job

Skills

spreading
covenant
monitor
ratio analysis
financial spreading
financial statement

Commercial Banking Portfolio Management Associate

Manager


In this role, you will:

8- 14 years of experience in one or a combination of the following:

Service accounts of traditional asset-based lending, specialized senior secured financing,

Accounts receivable financing and purchase order financing to companies; manage team

of analyst and senior analyst who complete spreading of financial statements in the

application

•Manage team of 10-20 members in commercial lending domain which includes processes

around financial spreading, credit research, preparation of credit write ups, collateral

valuation, credit limit recommendation, and assessment of security position etc.

•Perform quality checks of the work completed by junior team members across all the

processes

•Manage dual responsibilities; 50% as an Individual contributor and 50% manage delivery

•Able to manage junior as well as senior team members and able to handle conflicts

•Manage and ensure smooth delivery of daily operations as per SLA

•Experience in performance and career management of the team members

•Process improvement and redesign - proactively identify, analyze and improve existing

processes / process reengineering.

•Able to manage projects independently

•Responsible for managing transition of processes from on shore to offshore

•Facilitates communication to resolve problems and advance strategies.

•Connect with LOB partners on conference calls/understand updates etc.

•Lead or champion efforts to increase productivity and goal accomplishment.

•Act as a coach or mentor to facilitate learning from experience.

•Responsible for management reporting

Required Qualifications, US:

•Chartered accountants/MBA Finance (mandatory) and Bachelor's Degree

(Commerce mandatory), equivalent

•Most recent experience must include min 5 - 6 years of direct team leading experience in

commercial lending domain which includes financial spreading and financial analysis

teams

•Should have experience in spreading of Corporate’s Financial Statements in client

application

•Should have an experience in assessing credit worthiness of the corporate borrowers

based on qualitative and quantitative factors

•Strong knowledge on GAAP Accounting / International Financial Reporting Standards

•Sound knowledge of ratio analysis, cash flow, and trend analysis

•Strong knowledge on accounting and finance, Industry analysis, Internal and external risk

factors of the borrower

•Understanding on Company’s management and equity sponsors strength & weaknesses.

•Sound understanding of Pro forma adjustments based on the projected financial

information and spread accordingly in the tool

•Excellent report writing skills

•Excellent communication skills

•Strong analytic skill, Quick Learner & Attention to detail

Desired Qualifications:

•Project management

•Stakeholders/Client management

•Able to multi-task to accomplish tasks effectively.

•Ability to work quickly & accurately while maintaining acceptable standards of

workmanship

•Ability to recognize and escalate to management for any process breaches

•Highly motivated with strong organizational

•Flexibility to work in different shifts

•Ability to succeed in a team environment


About the company

Covenant is a premier Executive Search and Recruitment Firm with 350+ Full-Time Recruitment Specialists with a proven track record of strong delivery across the globe. We are specialists in the arena of Human Capital unmatched in all metrics Head Hunting, Turnaround Time, Unceasing Availability, Cost-Effectiveness, Steadfast Quality of Service - provided by a team of Principal Consultants and Ana ...Show More

Industry

Management Consulting

Company Size

201-500 Employees

Headquarter

Chennai, Tamilnadu

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