Responsibilities

• ·The credit analyst is responsible for completing credit analyses on a portfolio of Principals under agency arrangements to facilitate informed credit decisions.
• Such a responsibility implies to:
• ·Collect credit requests from Business lines, as well as former credit decisions if any
• ·Create a request in the Credit Process Administration tool
• ·Collect documentation, data points related to the principals to analyse
• ·Run the rating policy associated to the principal of consideration
• ·Produce and format reports for limits & exposure monitoring and other regular or Ad Hoc reports
• ·Report requested limits and recommend limits as per policies
• ·Check Delegation Levels and type of analysis needed for all counterparts
• ·Prepare, compile and circulate books and committee packs
• ·The analyst must contribute to the Bank’s reactivity vis-à-vis clients’ expectations by prioritising urgent requests, while ensuring the performance of Annual Reviews in due time.
• ·On a permanent basis, the analyst must also monitor the portfolio under coverage and report any possible credit warning signal as per market intelligence, available financial information. 

Technical & Behavioural Competencies 

• ·Strong and proven analytical skills
• ·Adaptability and pro activity, multitasking
• ·Strong presentation and communication skills (verbal and written)
• ·Advanced knowledge of Microsoft Office (Word, Excel, PowerPoint)
• ·Valid knowledge and understanding of banking and financial markets
• ·Self-driven and organised
• ·Rigorous and reliable
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